Money-saving tips for back to school Loop Jamaica

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Black Immigrant Daily News

The content originally appeared on: Jamaica News Loop News
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Where did summer go?

We are packing away our swimsuits as fun days at the beach are behind us. We are now looking at a new school year.

One of the main things associated with back-to-school is the spending we undertake to prepare our children for a year of learning and the numerous school activities.

With inflation soaring to record levels this year, it is much more expensive to cover back-to-school expenses than in previous years.

Inflation in some countries is the highest it has been in over 40 years; no wonder we are experiencing drastic price increases in the everyday goods and services we use.

We have felt the impact of higher fuel and food prices, and now we will endure the cost pressures of higher back-to-school supplies.

So how exactly do we prepare our pockets? What are the money tips we can use to take control of back-to-school spending?

Here are my top five money tips you can implement right now to take control of back-to-school shopping.

Review your child’s book list and back-to-school supplies list to see if there are any items you already own and don’t need to repurchase. It’s so easy to get swept into the shopping frenzy and buy items that are still in good condition. I know many items on the back-to-school list are only good for one year of use but there must be a few items that carry across the school years. Do your review, check your list twice to ensure you don’t make any duplicate purchases.Delay certain purchases.There’s no pressing need to buy all the items on the list before the school year starts. Some items may be used in the second or final terms of the school year so you can possibly delay these purchases until your child is ready for those items. This can give you some flexibility and provide an opportunity to use that money for other immediate purchases that are critical for the start of the school year.Buy school supplies in bulk. Come together and share with a friend who has children who need similar items. It’s much more cost efficient to buy items in bulk and you get to reap the savings when you shop at wholesale stores for items that you may have otherwise bought at elevated prices in smaller boutique stores.Spend less in the school cafeteria and pack some lunch items where possible. Buying snacks and juices at the grocery store and packing for our child’s lunch can create significant savings in our monthly spending plan. Teach your children the powerful money habit of putting money away consistently into high-interest accounts. When we create these positive money habits early on in our children’s lives then we set them up for financial success when they become adults. Let’s help to train the future generations of millionaires and billionaires by teaching our children to actively save a portion of their allowance or lunch money where possible so they can benefit from the future growth of these invested sums.

Let’s face it; life continues after back-to-school, so we need to protect our pockets.

Keisha Bailey is an experienced investment strategist who teaches people how to earn passive income, create wealth and reclaim time and reach financial freedom by investing. Keisha teaches investors how to create highly profitable portfolios so they can build wealth faster. If you are looking to learn how to level up your money, she can be reached at keisha@profitjumpstarter.com.

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The content originally appeared on: Antigua News Room

United Progressive Party leader Harold Lovell is responding to Prime Minister Gaston Browne over the Global Bank of Commerce lawsuit.

Lovell says he is flabbergasted by how the country’s leader responded to the allegations that the bank has not been able to pay one of its major depositors.

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TKR women lose 6ixty opener to Royals

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The content originally appeared on: Trinidad and Tobago Newsday

Sports

Members of the Trinbago Knight Riders women team, who will be making their debut in the 2022 6ixty and women Caribbean Premier League (CPL) at Warner Park, Basseterre, St Kitts. PHOTO COURTESY TRINBAGO KNIGHT RIDERS FACEBOOK PAGE.

TRINBAGO Knight Riders (TKR) women’s team lost the opening match of the SKYEXCH 6ixty women’s tournament at Warner Park in Basseterre, St Kitts, on Wednesday.

TKR fell to a 28-run defeat to Barbados Royals.

Royals posted a competitive 108/4 in their ten overs, batting first, with South African Chloe Tyron hitting a brilliant 63 off 29 balls.

Tyron, who cracked five fours and four sixes, was supported by Britney Cooper’s 18 not out off 18 deliveries.

Bowling for TKR, Jannillea Glasgow grabbed 1/25 in two overs.

In response, TKR fell short, scoring 80/3 in ten overs.

Opener Kycia Knight looked solid at the top of the order, but had to retire hurt after scoring 21.

Hayley Jensen tried to get TKR close to the target with 22 not out off 12 balls.

Royals captain Hayley Matthews was the best bowler for the Royals, taking 2/6 in one over.

TKR were without Deandra Dottin for the opening match. She has been playing in the Hundred Women’s tournament in England and will be available later in the 6ixty.

After the match, TKR’s Anisa Mohammed, standing in for Dottin as captain, said Tyron was spectacular.

“I think one of the areas we can improve on is the way we bowled…I must give credit to our batters. I thought they batted really well. They got to a decent total. Chloe’s innings was just the difference between the two teams today.”

TKR will play Guyana Amazon Warriors at 12.30 pm on Wednesday.

SUMMARISED SCORES

BARBADOS ROYALS 108/4 (10 overs) – Chloe Tyron 63, Britney Cooper 18 not out; Jannillea Glasgow 1/25 vs TKR 80/3 (10 overs) – Hayley Jensen 22 not out, Kycia Knight 21 retired hurt; Hayley Matthews 2/6. Royals won by 28 runs.

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Not enough money in-country to finance Guyana’s growth – financial analyst

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Black Immigrant Daily News

The content originally appeared on: INews Guyana
Aerial shot of Georgetown [Latchman Singh photo]

As the country’s development trajectory rapidly charges forward, it has been observed that there is not enough money in-country to finance the anticipated growth.

This is the opinion of Floyd Haynes, a financial Analyst and founder of the country’s newest investment/merchant bank, New Hayven Bank which opened its doors in July – some 30 years after the first merchant bank was licensed in Guyana.

“If you look at where the country is going and where it is now, you will see that there is a huge finance or capital gap, meaning there aren’t enough monies in the country to finance Guyana’s growth and development, there just isn’t,” Haynes posited during a recent appearance on Globespan.

“If you take all the monies from all the retail banks and you add it up, it still is not enough to finance the development of Guyana and therefore capital has to come from somewhere,” he reasoned, noting that this gap can only be filled by private capital.

“So that will come from multilateral institutions like the World Bank, the IDB, some of it will come from friendly governments that will make loans at low interest rates but a lot of that will have to be private capital coming into the system,” the Merchant Bank Head posited.

Against this backdrop, Haynes explained that the Merchant Bank will play a critical role in advancing the country’s development.

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Oil Resources

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Singapore: UN Rights Chief Welcomes Repeal Of Law Banning Sex Between Men – St. Lucia Times News

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Black Immigrant Daily News

The content originally appeared on: St. Lucia Times News

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The UN human rights chief on Monday welcomed the announcement from the Prime Minister of Singapore, that the city State would move to repeal a law known as 377A, which for decades has criminalized sex between men.

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Paving the way

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“Repealing Section 377A will help pave the way for constructive dialogue and greater understanding and acceptance of and safety for LGBTIQ+ individuals in Singapore”.

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However, Mr. Lee added that the Government would not seek any changes to the legal definition of marriage in Singapore, which will continue to be recognized only between a man and a woman. Furthermore, he said he would move to change the constitution to prevent any further challenges to the definition.

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Declaran al dugongo funcionalmente extinto en China

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Black Immigrant Daily News

The content originally appeared on: Radio Isla TV

Una nueva investigación dirigida por la Sociedad Zoológica de Londres y la Academia de Ciencias de China ha llevado a declarar que el dugón o dugongo (‘Dugong dugon’) está funcionalmente extinto en China. Sin registros ni evidencia de su presencia en ese país desde 2008, este último estudio muestra fuertes indicios de que esta es la primera extinción funcional (ya no es capaz de mantener una población viable) de un gran mamífero en las aguas costeras chinas, según publicaron este miércoles sus autores en Royal Society Open Science.

El dugón es pariente de los manatíes, pero se diferencia de ellos por su menor tamaño (3 metros de longitud y 200 kilos de peso) y por la forma bilobulada de su aleta caudal, semejante a la de un cetáceo. Se encuentra amenazado en todo el mundo por actividades humanas como la pesca, los choques con barcos y la pérdida de hábitat causada por el hombre. El dugongo es el único mamífero marino estrictamente herbívoro y en 1988 fue clasificado como Animal Nacional Protegido de Grado 1 por el Consejo de Estado de China, la protección más alta que brinda el país. Están globalmente amenazados y catalogados como vulnerables por la Unión Internacional para la Conservación de la Naturaleza (UICN).

El equipo de científicos conservacionistas internacionales que realizaron este estudio llevaron a cabo extensas encuestas y entrevistas en 66 comunidades pesqueras en cuatro provincias marítimas del sur de China. Para generar más evidencia de la posible presencia de dugongos en esas áreas, también revisaron datos históricos que cubren la distribución anterior de los dugongos en China.

Se sabía que estos sirenios frecuentaban las aguas del sur de China desde hacía cientos de años, pero los registros de su presencia disminuyeron rápidamente desde la década de 1970, y este último estudio exhaustivo no encontró evidencia reciente de supervivencia de dugongos en su distribución conocida en aguas de China continental. Los autores dicen que “darían la bienvenida a cualquier posible evidencia futura” de que los dugongos aún puedan persistir en China. También recomiendan que el estado regional de la especie sea reevaluado como de Peligro Crítico (Posiblemente Extinto).

Una lamentable pérdida

Este miércoles, el profesor Samuel Turvey, del Instituto de Zoología de la Sociedad Zoológica de Londres y coautor del estudio, dijo en un comunicado de prensa que en el año 2007 documentaron la probable extinción del delfín del Yangtsé, y ahora “el nuevo estudio muestra una fuerte evidencia de la pérdida regional de otra especie carismática de mamífero acuático en China, lamentablemente, una vez más, impulsada por la actividad humana insostenible”.

Aunque la restauración y recuperación de los pastos marinos de los que dependen los dugongos, degradados rápidamente por los impactos humanos, es una prioridad clave de conservación en China, se cree que el tiempo necesario para conseguir estos objetivos es demasiado largo como para que la situación actual del dugongo se revierta.

Heidi Ma, investigadora posdoctoral en el Instituto de Zoología de la Sociedad Zoológica londinense, plantea en el comunicado que la información inédita reunida en este estudio sobre el estado de los dugongos en la región es muy valiosa. “Esto no solo demuestra la utilidad del conocimiento de la ecología para comprender el estado de las especies, también nos ayuda a involucrar a las comunidades locales a investigar las posibles causas de la disminución de la vida silvestre y las posibles soluciones para su mitigación”, dijo.

El profesor Turvey concluyó: “La probable desaparición del dugongo en China es una pérdida devastadora. Su ausencia no solo tendrá un efecto colateral en la función del ecosistema, sino que también servirá como una llamada de atención, un recordatorio aleccionador de que las extinciones pueden ocurrir antes de que se desarrollen acciones de conservación efectivas”.

Noticia original de RT en Español. 

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Joe Biden anuncia cancelación de préstamos estudiantiles para quienes cualifiquen

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Black Immigrant Daily News

The content originally appeared on: Radio Isla TV

El presidente de los Estados Unidos, Joe Biden, anunció que cancelará hasta $10,000 de los préstamos estudiantiles a nivel federal para los cualifiquen. Esto, como parte de su promesa de campaña. 

Además, el primer mandatario de la nación, informó que cancelará hasta $20,000 para los beneficiarios de la Beca Pell.

Según trascendió, las parejas que devengan $250,000 o menos anuales y rinden planilla juntos, cualifican. Si una persona gana menos de $125,000 al año, esto también le aplica.

En adición, Biden comunicó que la moratoria en el pago de los préstamos fue extendida una última vez hasta el 31 de diciembre de 2022. 

Joe Biden agregó que ofrecerá más detalles al respecto en horas de la tarde de hoy. 

In keeping with my campaign promise, my Administration is announcing a plan to give working and middle class families breathing room as they prepare to resume federal student loan payments in January 2023.

I’ll have more details this afternoon. pic.twitter.com/kuZNqoMe4I

— President Biden (@POTUS) August 24, 2022

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CARIBBEAN-FINANCE-CDB partners with ECSRC to bring crowdfunding to Eastern Caribbean

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The content originally appeared on: Cana News Business

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80% of Jamaicans say buggery should remain a criminal offence – poll

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The content originally appeared on: Antigua News Room

RJR-Majority of Jamaicans believe buggery should remain a criminal offence.

This is according to the latest RJRGLEANER Don Anderson poll.

There have been calls in the past for Jamaica’s so-called “buggery law” to be repealed.

But Jamaicans continue to strongly oppose to this view.

Asked about the issue in the past, Prime Minister Andrew Holness said he believed Jamaica’s culture, people and even the church were evolving to have “multiple positions” on the issue.

He suggested that the country was “generally very liberal but more so very tolerant” and the state was focused on protecting the human rights of every citizen regardless of sexual orientation or inclination.

In the latest RJRGLEANER Don Anderson poll, conducted among a sample of more that 1,300 Jamaicans across all parishes, the respondents were asked whether buggery should no longer be a criminal offence.

Eighty per cent of them said buggery should remain a criminal offence.

Another 12 per cent agreed that buggery should no longer be a criminal offence, while eight per cent said they were not sure.

The poll was conducted from July 16 to 26.

The margin of error is plus or minus three per cent.

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Toronto to mark Trinidad and Tobago’s independence with festival

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The content originally appeared on: Trinidad and Tobago Newsday

News

In commemoration of Trinidad and Tobago’s 60th independence anniversary, Toronto is having a free two-day festival – the Trinbago Festival.

Its inaugural edition will take place on August 27 and 28 at Toronto’s iconic Yonge-Dundas Square, one of the city’s prime tourist attractions. The festival’s theme will be Celebrating the Culture, History and Impact of the TT Diaspora in Canada.

In a press release on Tuesday, the TT Consulate General in Toronto said the festival will feature live entertainment and performances reflecting TT’s heritage and diversity, food vendors and demonstrations, mas-band performances and other surprises.

Additionally, the CN Tower and 3D Toronto sign at Nathan Phillips Square will both be illuminated in red, black and white on Saturday.

Acting consul general Tracey Ramsubagh-Mannette said, “The Trinbago Festival will celebrate us as Trinbagonians and bring us together to showcase our people’s warmth, ingenuity and resilience, the beauty of our twin islands, the vibrance of our culture, and the brilliance of our citizens here who fly our flag high every day. We hope that the festival will also inspire Trinbagonians and both old and new friends to ‘come home’ for an authentic TT experience.”

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